Travel insurance is an insurance product for covering unforeseen losses incurred while travelling. Policies generally cover emergency medical expenses whilst abroad or traveling to another country. It includes coverage for trip cancellation, lost luggage, flight delays, public liability and other expenses but a common exclusion in travel insurance policies include a pre-existing medical condition, only to name one.

Important to note “Journey departure and return conditions”

Most travel insurance policies must be purchased prior to departure from home.

What can you do if your trip was cancelled due to conditions you did not cause or was accidental in nature?

Comprehensive travel insurance policies include cover for any cancellation fees or lost deposits relating to cancellation of the insured’s person’s trip for a range of unforeseen and unexpected circumstances. These include illness or injury, natural disasters and bad weather, strikes and riots, hijacking, and family emergencies.